Kivell, Rayment and Francis, P.C.
Kivell, Rayment, and Francis, P.C. is an AV-rated law firm based in Tulsa, Oklahoma, founded in 1991 by Thomas D. Kivell, Brian J. Rayment, and Joe B. Francis. The firm has built a strong reputation for representing lenders across Oklahoma in commercial and residential foreclosure, bankruptcy, eviction, replevin, and creditor rights matters.
With deep experience in both commercial and general litigation, the firm regularly handles cases involving contracts, commercial disputes, bankruptcy, product liability, and torts. They are also active in real estate transactions and title curative work for residential and commercial properties.
Kivell, Rayment, and Francis are longstanding members of key industry organizations, including the USFN, the Mortgage Default Servicing Academy, and the Legal League.
Beyond default-related services, the firm maintains a robust corporate and civil litigation practice, offering counsel in corporate formation, governance, compliance, partnership matters, and estate and business planning. Their team has a strong background in federal lending regulations and regularly represents lenders, buyers, and sellers in complex transactions.

K. Renee Davis
K. Renee' Davis Ms. Davis' practice concentrates on business litigation, including contested commercial and residential foreclosure, commercial law, and mortgage banking matters. She received her B.A. from Oklahoma State University in 1990 and her J.D. with Honors from the University of Oklahoma College of Law in May 1993. Ms. Davis joined the firm in February 2006. She is a member of the Oklahoma and Tulsa County Bar Associations.